why church loans are needed

It is a good question from the much people why church loans are needed, church is a charity religious foundation ,the related peoples gives subscription,donation to run the organization then why they need loan the question may arises but truth is the church lunch some program as natural disaster , cyclone facing program then they need money urgently where it is difficult to manage fund from its related people ,so they go some of the world renowned lender as Griffin church loan because they give loan swiftly for a long term basis limit does not matter.